List of instruments with us

• RBI Bonds
• Sovereign Gold Bonds
• Company bonds - secured NCD
• Company Fixed deposits
• Capital Gain Bond - 54 EC
• PSU Bonds
• Perpetual Bonds

Note that when it is said that such securities are risk free, it does not mean that they carry no risk. In fact, when choosing such products, the following risks need to be kept in mind :

• Interest rate risk
• Liquidity risk
• Inflation risk
• Credit Default risk

Every investor should always invest some amount of his money in such products based on his time horizon and risk tolerance level. Safety and consistency of returns of such products are logical reasons for an investor to add these products to his portfolio.